Do Grocery Stores Accept Apple Pay? Complete List by Chain
What's In This Article
- Quick Answer: Do Most Grocery Stores Accept Apple Pay?
- How Apple Pay Works at Grocery Stores
- Complete List of Grocery Chains That Accept Apple Pay
- Major Grocery Chains That Don't Accept Apple Pay
- Benefits of Using Apple Pay for Grocery Shopping
- Troubleshooting Apple Pay at Grocery Stores
- Frequently Asked Questions
- Why Shop at Bargain Boxed Instead
Quick Answer: Do Most Grocery Stores Accept Apple Pay?
Yes, most major grocery store chains now accept Apple Pay as a payment method. Approximately 85% of the top grocery retailers in the US have implemented Apple Pay compatibility at their checkout terminals. Popular chains like Whole Foods, Trader Joe's, and Kroger accept Apple Pay, while some notable exceptions include Walmart and certain regional chains that use competing payment systems.
How Apple Pay Works at Grocery Stores
Using Apple Pay at the grocery store is incredibly simple and secure. When you reach the checkout, look for the contactless payment symbol on the payment terminal. Hold your iPhone or Apple Watch near the reader with your finger on Touch ID or double-click the side button for Face ID. A gentle vibration and beep confirm your payment has processed.
Apple Pay uses tokenization technology, meaning your actual card number is never shared with merchants. This makes it one of the most secure payment methods available for grocery shopping, protecting you from skimming devices and data breaches.
Complete List of Grocery Chains That Accept Apple Pay
National Chains
- Albertsons
- ALDI
- BJ's Wholesale Club
- Costco
- CVS
- Food Lion
- Giant Eagle
- H-E-B
- Hy-Vee
- Kroger (and subsidiaries)
- Meijer
- Publix
- Safeway
- Sam's Club
- Sprouts Farmers Market
- Stop & Shop
- Target
- Trader Joe's
- Walgreens
- Wegmans
- Whole Foods Market
- Winn-Dixie
Regional Chains
- Acme Markets
- Bashas
- Dierbergs
- Fred Meyer
- Fresh Market
- Giant Food
- Harris Teeter
- King Soopers
- Lucky
- Market Basket
- Price Chopper
- QFC
- Ralphs
- Randalls
- Schnucks
- Shaw's
- ShopRite
- Star Market
- Vons
- Weis Markets

Major Grocery Chains That Don't Accept Apple Pay
While most grocery stores have embraced Apple Pay, there are still some holdouts:
- Walmart (uses Walmart Pay instead)
- Kmart
- Food 4 Less
- Some regional grocery stores with older payment systems
These retailers typically offer their own mobile payment solutions or simply haven't upgraded their payment infrastructure yet.
Benefits of Using Apple Pay for Grocery Shopping
- Speed - Checkout is typically 2-3 times faster than using physical cards or cash.
- Security - Your card details are never shared with merchants.
- Contactless - No need to touch potentially germ-covered terminals.
- Track Spending - All purchases are logged in your Apple Wallet.
- Rewards - You still earn all card rewards and points.
- Multiple Cards - Easily switch between credit, debit, and store cards.
For budget-conscious shoppers, combining Apple Pay with shopping at discount retailers like Bargain Boxed can maximize your savings while enjoying a convenient checkout experience.
Troubleshooting Apple Pay at Grocery Stores
Having issues using Apple Pay at the grocery store? Try these quick fixes:
- Make sure NFC is enabled on your device
- Check that your cards are properly added to Apple Wallet
- Position your device closer to the payment terminal
- Ask the cashier to reset the payment terminal
- Ensure you have an internet connection for the first use of a card
- Update your iOS to the latest version
If problems persist, try using your physical card for that transaction and contact Apple Support about the issue.
Frequently Asked Questions
Is there a limit to how much I can spend with Apple Pay at grocery stores?
Most grocery stores don't impose specific Apple Pay limits beyond regular credit card limits. However, some smaller retailers might have contactless payment limits around $100-$250 per transaction.
Do I need an internet connection to use Apple Pay at grocery stores?
After initial setup, Apple Pay transactions don't require an internet connection at the time of purchase. The transaction happens between your device and the payment terminal.
Can I use Apple Pay at self-checkout lanes?
Yes, most self-checkout terminals at grocery stores that accept Apple Pay will work with it at both staffed and self-checkout lanes.
Will I still get my grocery store loyalty points when using Apple Pay?
Yes, you'll still earn all loyalty points and rewards when using Apple Pay. Many grocery store apps even allow you to add your loyalty cards to Apple Wallet.
Are there any fees for using Apple Pay at grocery stores?
No, Apple Pay doesn't charge any additional fees to customers. You'll only pay what you would normally pay with a physical card.
Can I return items purchased with Apple Pay?
Yes, returns work the same way as with other payment methods. The store can process the refund back to your original payment method through the Apple Pay system.
Why Shop at Bargain Boxed Instead
While many grocery stores now accept Apple Pay, shopping at Bargain Boxed offers even greater advantages for smart shoppers. We provide incredible discounts on grocery items, household essentials, and more—all with prices lower than anywhere else online.
At Bargain Boxed, we keep our prices exceptionally low by offering a streamlined shopping experience with no memberships required. Our ever-revolving inventory means we can pass significant savings directly to our customers. With no returns necessary because our quality and prices are unbeatable, we can maintain the lowest possible prices in the market.
For shoppers concerned about food items, we only sell shelf-stable products that maintain their quality well beyond best-by dates when stored properly. This approach to grocery shopping is not only budget-friendly but also helps reduce food waste.
By combining the convenience of online shopping with prices that beat even discount grocery chains, Bargain Boxed has become the go-to destination for savvy shoppers looking to maximize their grocery budget without sacrificing quality.
While Apple Pay offers convenience at traditional grocery stores, nothing beats the savings you'll find shopping with us at Bargain Boxed. Browse our current inventory today to see how much you can save on your favorite grocery staples and household essentials.